Home insurance costs are soaring. Learn how to cut your premium in 2026 with expert-backed tips, from smart shopping to roof upgrades.

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins. Select the end date for your old policy so the new policy begins immediately and ...

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state.

Some consumers are turning to home warranties to replace the mechanical breakdown endorsement on a home insurance policy.

Melissa Hudson says she was stunned last year when the insurance premiums on her home in Port Orchard, Wash., shot up 40 percent—even though she’d intentionally bought a home at low risk for fire, ...

Home insurance costs continue to rise, introducing a new factor to the housing affordability equation and impacting homebuyers.

Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

Laura Morris’s house in Greenville, S.C., survived the punishing winds and rain of Hurricane Helene in September 2024. While her neighbors had trees fall on their houses or in their yards, her house ...